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About CarreonandAssociates.com

carreonandassociates.com is a financial portal. The website is the main medium for CarreonandAssociates. We are not a credit repair organization. This site is used to offer referral services in one central location and to provide educational material. Any credit repair performed for you would be done by a credit repair organization partnering with us. Our business is to provide third party financial tools and credit related products/services (credit reports, repair, debt negotiations, loans, and credit cards) to consumers from reputable sources.

Many consumers find out the hard way that credit bureaus, creditors and collection agencies don't always cooperate, and often leave the consumer at their wits end trying to resolve issues. We created this website to provide articles and resources to those people from one central location. Often times consumers are told false information about credit and collection issues, and we hope to change that by providing you with solid information based on over 30 years combined experience in the credit industry.

Our mission is to:

  • Provide web based solutions in credit, debt and financial offerings through reputable partners
  • Empower consumers by giving them useful tools -not gimmicks
  • Make aware the positive changes to the credit industry to help subprime consumers
  • Make e-learning easily accessible and inexpensive to everyone.

We are not a law firm and do not offer tax, legal or financial advice. If you have questions that require an attorneys' opinion, direct them to our partner firm (Lawinfo.com). Please see our disclaimer and privacy policy for further details about using this web site. Anything on this website such as credit reports, credit repair, credit cards or legal services are all offered by third parties with whom we have a partnership with. This can include authors and experts as well. From time to time we may change or remove certain offerings.

Spam
If you ever receive an unsolicited email from an email address claiming to be CarreonandAssociates.com, look at the source. We do not send unsolicited email nor do we send emails endorsing Spam like products. In the past there has been stealing of our email address used and disguised to send out Spam. If you look at the source (by selecting properties in your email) you will see that it is from someone other than us. Often this happens because individuals scour the web for email addresses from chat rooms or bulletin boards. If this happens to you, send a complaint to the Internet ISP company from the email properties.

BBB Record
You can check our record anytime at bbb.org. Our company record number is 13128510. We have a complete and clear record with the BBB and have received no complaints since our inception in 1997.

Terms
We offer credit and collection education for a one time fee that you can use 24/7 days a week to educate yourself about credit issues. We state explicitly throughout this website that we can not engage in credit repair for you and by using this website, you agree. Only educational articles and resources such as credit discussion board, ebooks and legal research tools are provided to you.

Are you an author?
We accept articles written for us about credit and debt issues and will post them in our massive credit library which will give you exposure. If you are a credit or debt expert author and would like to post your articles on our website to help our consumer base please email us and provide your website, expertise and article for review. If we use your article we will provide a closing line at the end of each article about you and your website/book/articles.

Mailing address: 
SavingCredit Network
10073 Valley View Street #271
Cypress, Ca 90630 
To reach us via web form please go here
To re-order your password and username for the member area go here
 
Businesses Please Read: Protected content
Since we offer our product via the Internet, we have no way of knowing who is downloading our material. Because of that, we reserve the right to block, remove or deny access to our content to individuals who may also work in the credit repair and debt collection field. Because many websites attempt to take material for reproduction purposes, we reserve the right to protect our information if we discover this to be the case. We will not honor any refund requests from individuals who we feel work in the credit repair and credit education field. By using our site, you agree to these terms. We do not authorize any reproduction of our material whatsoever as it has been created by us, for consumers only. If we discover our material reproduced elsewhere, we will take all actions available to us to stop it. If you are a credit repair company or individual working in the credit repair field, we recommend that you do not order because 1) we do not permit you to redistribute the material and 2) if we discover you are in the credit repair and credit education field, we will remove your access immediately.
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Copyright Carreon & Associates 1995-2009©. Nothing on this site constitutes legal advice. We are not a law firm. We do not repair your credit for you. This is a self help educational program only. By visiting this website, you agree to our terms.
Credit Repair - Credit Reports - Debt Settlements - Consumer Credit Education Since 1995