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Don't wait until you are a victim... PREVENT
it!
LifeLock
is the only Identity Theft Prevention Solution backed by a one-million
dollar guarantee!
Click here to get a 10% discount. 
By now you've heard the stories about Americans
whose identities have been stolen. They're not pretty…people
working for hundreds of hours over many years to get their lives
back in order, kids not getting student loans because someone has
already ruined their credit, people losing homes because thieves
placed mortgages they never knew existed, even innocent individuals
ending up in jail.
 LifeLock
can keep this from happening to you and they guarantee the service
up to $1,000,000. It's different than any other identity theft
service you have seen. Other services notify you AFTER a thief has
stolen your identity. LifeLock PREVENTS it from ever happening.
They're so confident about the service that they guarantee it up
to one million dollars!
As proactive credit experts, we really back this
program because people don't often realize that once your identity
is stolen, it's a nightmare to get it back and fix your credit.
This service is only about 10.00 a month and it LOCKS your credit
so no one can touch it! Some of you may ask, what about fraud alerts
and credit scores. The minimal change in a credit score because
of a fraud alert is nothing compared to the damage a stolen identity
will cause. Once your credit has been hijacked, you're in for a
hellish experience. Dealing with the creditors, collectors and credit
bureaus and trying to explain to all of them that the debts incurred
are not yours- hell!
This service is what we have been waiting for
for people seeking protection from identity thieves
or those who feel their credit has been compromised in some way.
Whether you are a prior victim of identity theft or going through
a divorce and worry about a spouse using your good name, this service
will give you absolute peace of mind.
They Guarantee what they do
-They block your credit so that only you can use it.
-They stop pre-approved credit offers.
-They drastically reduce the amount of junk mail you get.
-They ensure that things go smoothly when you apply for credit.
Last, but certainly not least: If your Identity
is stolen while you are a client, they are going to do whatever
it takes to recover your good name. If you need lawyers, they are
going to hire the best they can find. If you need investigators,
accountants, case managers, whatever, they’re yours. If you
lose money as a result of the theft, they'll give it back to you!
What about the affect on your credit score?
It's a debate in the credit world about how fraud alerts affect
your credit score, however, there are several thoughts on this.
If you are absolutely sure (and who ever
is?) your credit has not been compromised then perhaps
you feel the slight impact on your score is not worth it. But for
those who are seeking peace of mind about their credit, it's a program
worth its weight in gold. If you feel for any reason that your credit
or identity has been compromised, then you can't afford not to have
this protection. Some people have already fallen victim to ID theft
before, and never want to relive the hell of correcting their credit
after the damage is done.
Others know they process a lot of transactions
using their personal information that may make them vulnerable.
Whatever the reason is, the small affect on your credit score is
only temporary. Time you would not want to consider an alert would
be during a home loan purchase or refinance, or pending a new finance.
You can remove the alert if you decide it's not appropriate for
you. As a credit expert, I use the service because I know, even
though I am very careful, I can still be a victim of ID theft at
any time. I shred all documents and am very careful with my personal
information, however, thieves only have to get my information ONCE.
I have to protect it ALWAYS. The peace of mind I have, is worth
it to me- even if it shaves a few points off of my score.
Does it deliver?
I joined LifeLock and have been quite impressed thus far. I received
the initial correspondence from them welcoming me and I sat back
and waited. About 7 days later I received notification via mail
from all three bureaus that my credit had indeed been locked. I
then received notice that my name was removed from all junk mail
outlets and notice that I had opted out of future offers. I then
received notice that all three credit reports were on their way
for me to review. Of course, I could have done all that myself,
but I have to keep doing it, and for 10.00 a month, I'd rather not.
I love that it's guaranteed and I can relax.
Try
it now and rest easy for only 10.00 a month!
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