Home> Services> DEBT SETTLEMENT COACHING (with audio and material)

IF you're serious, it's an affordable alternative to paying a pro!

If hiring a debt negotiator isn't for you then consider a training program by an industry expert! You're probably shocked at the huge fees charged by some settlement companies. Fees of $3,000, $5,000, even $10,000 or more are common (usually around 15% of your total debt, and sometimes a lot more). That's money that should be going toward getting rid of your debt. But I know how tough it is to go it alone, especially with the fear, stress, and uncertainty of dealing with aggressive creditors and pushy debt collectors.

Now, you can get the EXPERT COACHING you need to achieve professional results WITHOUT the huge fees.

All new audio material!

QUICK OVERVIEW:
Charles Phelan's Do-It-Yourself Debt Negotiation Training & Coaching Program™

Step 1: Training Course– First you'll receive my Debt Elimination Success Seminar™, a comprehensive 5-hour audio-CD course, including forms, letters, and workbook, (plus my brand-new ebook: 2007 Course Update & Advanced Training Material). As a debt negotiation pioneer and the former executive of a large settlement company, I'll show you all the insider tips and tricks needed to achieve successful results at a fraction of the usual cost. (Listen to audio samples and learn more about the seminar contents.)

Step 2: Telephone Consultation– After listening to my audio seminar, we'll schedule a one-on-one telephone consultation. I will personally call you to discuss your situation and help you tailor the debt settlement approach to your specific financial circumstances.

Step 3: Private Coaching by Email– At any time within 12 months of purchase, email me for advice. I will reply promptly with thorough answers to any questions that may arise as you negotiate your way toward debt-freedom.

Step 4: Document Review– Have a question about a collection notice? Fax it to me and I'll reply with my professional evaluation. Not sure if a settlement letter is acceptable? I've seen thousands of them. Fax it to me and I'll give you a thumbs-up or thumbs-down.

Full details and a complete description of my Do-It-Yourself Debt Negotiation Training and Coaching Program™ are available here.

Yes, You CAN Do This Yourself!
Nervous about talking to creditors? Not sure you can handle this yourself? Most people are a little skeptical when they first learn about do-it-yourself debt settlement. But the truth is that you CAN settle with your creditors once you understand how the collection process works. The true value of the audio course, telephone consultation, email coaching, and document review services is at least $1,600. In fact, if I were to charge by the hour it would be a LOT more than that, and it would STILL be cheaper than hiring a debt settlement company.

Why pay $5,000 or more in fees when you can do it yourself with coaching from a professional debt negotiator for just $397?

"If It's That Easy, Why Do I Need Your Program?"
Settlements of 50%, 35%, 20% … after seeing proof of the amazing results that ordinary people are achieving in negotiating and settling with their creditors, you may be tempted to try it without training or coaching. That type of thinking is "penny-wise and pound foolish." The small investment in my training and coaching program will pay for itself many times over.

Here are just a few of the many reasons why YOU NEED A PROFESSIONAL COACH when heading down the path of do-it-yourself debt negotiation & settlement:

1. Timing Is Everything: It's critical to understand exactly how each and every step of the collection process works. Effective negotiation and settlement of unsecured debts is largely a matter of timing. With me as your coach, you'll understand exactly how to time your settlement offers.

2. Negotiating the Best Possible Deals: The major banks and creditors are constantly shifting tactics and changing their settlement policies. Sometimes they try the tough approach; sometimes they go easy. As a debt negotiation expert and coach, I work on a daily basis with consumers just like you, and I know what major creditors are willing to settle for at various stages in the collection cycle. I can save you an enormous amount of time, energy, stress, and frustration by helping you understand when to hold out for a better offer, and when it's time to take the deal that's on the table. Even if you only save an extra 10% off a $5,000 account through my advice and coaching, my program will have already paid for itself. If you're like most of my clients, you'll do a whole lot better than that.

3. A Little Moral Support Goes a Long Way: I've worked with thousands of consumers over the years. I know what debt does to people emotionally. One of the things I do best is help people achieve peace of mind as they deal with their debt problems. It really helps to have a knowledgeable professional to turn to when the going gets tough.

4. Proper Documentation Is Critical: You know the saying: "The job's not finished until the paperwork is done." Settling debts is one thing. But creditors have all kinds of tricks and traps for the unwary. It's critical to properly document your transaction. Not sure about a collection notice or settlement letter? Document Review Service is included. Fax me your letter or notice and I'll give you my professional opinion.

Here’s a list of the revised Table of Contents for the audio material: