| Cease
and desist letter for debt collectors. Advice on when to use it |
| Debt
Validation: Your right to validate a debt with collection agencies
and using Estoppel techniques. |
| Dealing
with debt collectors: protection and tips to protect you |
| Statute
of Limitations for debts, judgments and taxes. |
| Free
guide to do-it-yourself credit repair : fix your credit yourself |
| Improving
your credit for pennies. Do it yourself! |
| Chexsystems
| Banks that do not report and other facts |
| State
collection laws, interest rates, collection agency requirements,
garnishments and statutes of limitations for debts and judgments |
| free
legal forms, documents, contracts, agreements, business forms, attorney
searches |
| Understanding
the FDCPA: Fair Debt Collections Practices Act |
| How
to repair your credit using the FCRA |
| Bankruptcy
and your credit rating plus recovering after a bankruptcy. |
| Charged
off debts on your credit: How long does it remain? |
| Accord
and Satisfaction and Restrictive Endorsements: What is the difference. |
| Why
credit repair education is so badly needed: the ugly truth |
| Tax
liens: settle, remove and improve your credit. |
| Student
loans: Debt, bankruptcy and other student loan questions |
| Welcome
to our Credit Library | Credit ,collection, legal help |
| One
in four credit reports contain errors according to PIRG |
| http://www.carreonandassociates.com/articles/pirg-report%5B1%5D.pdf |
| How
to legally fix your credit and save money. |
| Credit
and Your Consumer Rights: FCRA, FDCPA, FCBA and other Consumer Protection
Laws |
| Sample
credit repair and debt collection letters for consumers |
| Identity
Theft Laws and Resources for consumers. |
| All
about FICO (credit scores) Answers about credit reports and credit
scores. |
| Summary
of your rights under the FCRA and correcting errors in your credit
reports. |
| credit
and collection sample letters: Credit Repair |
| Using
restricted payments to create a new contract to improve your credit
rating. |
| When
credit repair doesn't work: Using settlements to repair your credit |
| Your
Repossession Rights | Seizing the car | Dealing with the Creditor |
| Judgments:
Removing a judgment from your credit reports: |
| Credit
Rescoring: Fix your credit in as little as 72 hours |
| Debt
negotiations (settlements) vs. Debt Management and how to choose |
| debt
consolidation vs. credit counseling: how to choose |
| How
debt collectors and creditors find debtors and how to avoid it.
|
| Bad
credit reports means higher car insurance premiums |
| What
happens to my car if I file bankruptcy |
| Validation
Of Debt Plan: Collection Agency VOD with collection notices step
by step |
| Suing
for credit rights violations: You can sue a collection agency or
credit bureau to correct your credit |
| Compare
credit card rates and APR | Credit card search engine |
| Identity
Theft Resource Center |
| How
to settle collection accounts |
| Debt
Collectors: Using Restrictive offers |
| Statute
of Limitations for debts, judgments & taxes: Find out if your
debt has expired |
| Wage
Garnishment Laws and Information regarding protecting wages |
| How
long can bad credit remain on your credit reports? |
| Restrictive
Endorsements to settle old or past due debts with collection agencies
|
| Attorney
General Web Sites By State: All States |
| Credit
and collection laws | State and Federal Research |
| Consumer
Credit Acts: Powerful laws to protect your consumer credit rights |
| Hard
inquiries harm a credit rating. FAQ on credit report inquiries |
| The
New Breed of Credit Bureaus: How to work with the credit bureaus.
The |
| Financial
Blunders: Avoid these costly financial mistakes |
| Your
Credit after a Bankruptcy: How to make your credit better after
a bankruptcy |
| Canceled
Debts IRS 1099-C | Charged off or forgiven |
| Supremacy
Clause: Which rules, State or Federal Statutes? |
| Student
Loan Default: Use the HEA to rehabilitate your student loans |
| Student
loans Default, Deferment, Rehab and Collections. |
| Student
loan delinquency, default, collections and related past due information
for students |
| The
cost of damaged credit. Can you afford it? Comparing the cost of
bad credit to the cost of credit repair |
| Credit
Report Inquiries: FAQ about your credit report score |
| Credit
Repair Scams: Watch your wallet on credit scams, quick fixes and
credit repair fraud |
| Your
credit card billing rights. Useful information for consumer about
credit cards and disputing the bill. |
|
Fixing your credit reports from a nasty divorce |
| All
about credit scoring and your credit reports. Information on FICO
(R) |
| Using
the FCRA and FACTA to request account deletion from a CRA |
| Annual
Free Credit Reports | FAQ |
| Fact
Act: Fair and Accurate Credit Transactions Act Becomes Law: FACT
revises the FCRA |
| Using
the FCRA and FACTA to request account deletion from a CRA |
| Dealing
with aggressive debt collectors tips |
| Best
strategies for resolving old debts: VOD and Settlement options |
| Your
Social Security Earnings Statement: Order yours today |
| Collection
agency list | Junk debt buyers list | Credit bureau addresses |
| What
is your BATNA: Best alternative to a negotiated agreement? |
| Child
support payment collection and parental rights |
| Medical
collections may become more difficult for collection agencies to
collect |
| Soldiers
& Sailors Civil Relief Act: Scope of Protection and links to other
SSCRA resources |
| How
to vacate a judgment: Getting a judgment off your credit reports. |
| Passing
bad checks: A compilation of resources on check kiting, NSF and
Fraud |
| How
to file for bankruptcy | Forms and government resources |
| All
about credit scoring and your credit reports. Information on FICO
(R) |
| Medical
Information Bureau | Order your MIB record | Patient Privacy |
| Direct
Marketing: Opt Out Services: DO NOT CALL LIST NATIONAL |
| Request
your FBI record: Sample letter to order FBI file |
|
File small claims court information and judgment recovery |
| Consumer
Privacy: The Gramm-Leach-Bliley Act of 1999. |
| Student
loan default, collections, deferment and consolidation issues |
| http://www.carreonandassociates.com/articles/bankbasics04606.pdf |
| Innovis
credit bureau: Why doesnt it function like the big three? |
| Student
loans: Default and credit issues for students |
| Statute
of Limitations for debts and judgments: SOL: State Statute of limitations |
