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Build Better Credit

CarreonandAssociates.com offers affordable resources to help you fix your credit for less. By using our education, you can work to improve your credit legally. We all know how expensive credit repair companies can be and our goal is simple: to provide you with inexpensive resources to strengthen and rebuild your credit yourself.


Our Story

Working in the financial sector for over 26 years, we’ve personally helped thousands of people over the years with credit and collection issues. Having a background in finance that included lending, mortgages, repossessions, foreclosures, and collection agencies, we knew there was a need for credit education and created this platform to help educate people to make better decisions regarding their finances and credit.

We created these resources in 1995 because we saw a need for education regarding legally correcting your credit. There was a lot of misinformation and shady practices to dupe people into paying thousands to fix their credit. In those early days, minimal information was available, and the web was ripe with credit repair scams.

Most of the time, we only uncovered resources that led to a ploy to buy a credit report, open a credit card, or apply for an expensive payday loan. The information needed to help someone fix their credit just wasn't available. We decided to create it, and we've been helping thousands of people ever since.

Our service is offered online. There are no ploys to buy more or lead you into a service you don't need. We don't repair your credit for you; you have total control over your privacy.

You get precisely what we promise when you purchase our DIY credit repair kit. Education, ebooks, Ask the Expert, and credit repair letters to help you do the work yourself. You could literally save thousands in interest and credit repair attorney fees. We don't think you'll find a better deal for the quality.

The books, articles, and letters have been created with years of experience in the credit industry. We've tested these methods through the years and offer the best possible legal techniques to help you improve your credit for less.

We've used credit experts, attorney resources, and financial researchers to find the best answers to your problem. We stand behind our educational material. We are proud to say that after selling our material online since 1995, we have less than a 0.001 return rate. People who are genuinely looking for quality information see the value immediately.

Truthful and accurate information to help you have better credit. Simple!

No ongoing, expensive credit repair plans, upgrade fees, reoccurring costs, or tricks. Just simple and truthful credit education that you can use.