In Septemeber, it was reported that almost half of us were affected by a massive data breach from Equifax. The criminals who accessed the site were now privy to credit card and personal information about one in two of us across the country.
Experts say this breach is as bad as it gets. Because Equifax is a credit reporting agency, the hackers would have access to a variety of information including your social security number and date of birth. Those who ordered a credit report recently may be at higher risk of being attacked.
To make matters worse, Equifax's customer service inadvertently directed their customers to the wrong website -- a website that was set up as a phishing site to prove the vulnerabilities. Equifax is doubling down to try and keep ahold of their reputation and stock. The CEO has since stepped down and Equifax will have to answer to the federal government, under oath.
Rumors that the security officer in charge did not take basic steps to ensure double security have been circulating around the internet with many thinking that is the root of the hack and a finable offense. Class action lawsuits have already begun to be established in California and Georgia.
What Can You Do?
It's a good idea to immediately freeze your credit reports, at least until this mess is solved. You can contact, Experian, Trans Union & Equifax to freeze the accounts. Equifax is offering free credit monitoring to its customers for added protection.
To see if you have been affected visit https://www.equifaxsecurity2017.com/ and follow the steps. It's also a good idea to order your credit reports from AnnualCreditReport.com and look for any suspicious behavior, especially unauthorized inquiries or new accounts that you did not open.