Unveiling the No Surprises Act: Shielding Patients from Medical Bill Shock
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Discover how the No Surprises Act protects patients from unexpected medical bills and empowers them with transparency and financial security.
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Financial and Credit Blog
What is Rapid Rescoring: A How To Guide To Using 'Rapid Rescore" To Improve Your Credit
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find out how to use Rapid Rescore to improve your credit scores quickly. This method can be used by any creditor or lender who has access to update your trade line.
Read MoreDoctors' Offices Are Billing Patients as if They're in a Hospital: What You Need to Know
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In recent years, there has been a growing trend of doctors' offices billing patients as if they were in a hospital. This is due to the consolidation of the healthcare industry, as large hospital systems have been acquiring doctor's offices, private practices, clinics, labs, and imaging centers.
Read MoreTop 10 Actions by the Consumer Financial Protection Bureau (CFPB) to Safeguard U.S. Consumers in 2023
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In celebration of the 12th anniversary of the Consumer Financial Protection Bureau (CFPB), PIRG - Public Information Research Group, is highlighting the top 10 crucial actions undertaken by this federal agency throughout 2023 to safeguard the interests of US consumers.
Read MoreDemystifying Credit Inquiries
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Find out how hard and soft inquiries affect your credit score and demystify the information about inquires on your credit report affecting your credit scores.
Read MoreMedical Credit Cards: A Threat to Consumer Medical Debt
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The use of medical credit cards has grown in response to rising healthcare costs, but patients are exposed to significant financial risks without proper regulations. The call for protection from medical credit cards by U.S. PIRG highlights the need for comprehensive rules that safeguard patients from predatory practices.
Patients must proactively understand their healthcare expenses, explore financial assistance programs, and communicate transparently with healthcare providers. Additionally, policymakers and regulatory bodies should prioritize patient protection by implementing regulations that promote affordability and financial transparency within the healthcare system.
By working together, we can ensure that medical credit cards serve as a tool to ease the financial burden on patients rather than contributing to their financial hardships.
Read MoreInside the Credit Bureaus: How They Work and Tips to Improve your Credit
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Take a look inside the crfedit bureaus and discover how the credit industry operates and how credit scores are calculated and tips to improve your credit.
Read MoreGetting Started with Credit: A Novice's Adventure in Financial Empowerment
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Learn how to build your credit from scratch. Why it’s essential to start early and what types of accounts to open to start building up your credit score.
Read MoreThe Artful Dance of Debt Settlement: Mastering the Negotiation Symphony
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Master the art of debt negotiation. Learn how to negotiate with creditors and collection agencies and rebuild your credit while reducing your debt.
Read MoreHow to Use Piggybacking to Build Up Your credit Score
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How to use piggybacking to improve your credit scores. By having someone add you as an authorized account holder, you can reap the benefits of the accountholder’s good credit.
Read MorePredatory Lending: A Deep Dive into the Exploitation of Low Credit Scores in the U.S.
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Explore the dark underbelly of predatory lending and its impact on individuals with low credit scores. Delve into the intricate web of exploitation, financial consequences, and psychological trauma inflicted on vulnerable borrowers. Discover the depths of this issue and gain insights to protect yourself from predatory practices.
Read MoreUnlocking Financial Freedom: The Ultimate Guide to DIY Credit Repair
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Whether dealing with errors on your credit report or seeking assistance from credit repair companies to improve your credit scores, this guide to credit repair has got you covered.
Read MoreCreditors and Collectors Reselling Old Debts
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Repeatedly Buying and Selling Old Debts: Sometimes, the original lender of a debt will sell it to a collection agency or debt buyer for collection purposes. That entity then attempts to recover your owed amount from you if successful; otherwise, they may resell it and continue this cycle over and over. This process could continue for years before finally stopping.
Read MoreHow to Recover from Bankruptcy
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Bankruptcy can feel like a financial black hole, sucking in your credit score and leaving you with a daunting path to recovery. You can repair your credit and rebuild your economic life with the right approach and patience. Find out how to recover from bankruptcy.
Read MoreWhat is a Money-Market Account? Benefits, Drawbacks & Features
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Unlocking the Power of a Money Market Account: Exploring its Unique Features, Benefits, and Drawbacks on how to use and leverage a money market account and why it’s different from a savings account.
Read MoreWhat is a Good Credit Rating? - Everything You Need To Know
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Good credit ratings are an essential part of financial well-being. A good credit rating helps you access more opportunities and better products, including loans, mortgages, and other financing services. Knowing your score can help you make the best financial decisions by giving lenders a snapshot of how responsible you’ve been with managing debt in the past.
Read MoreProtecting Your Privacy & Sanity Online: Tips for Safe Social Media Use
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Social media has become an integral part of our daily lives, but sharing personal information online can come at a cost if not done carefully. In this article, we will discuss ways to safeguard your privacy while using popular platforms like Facebook and Twitter and how to recognize potential threats such as doxing and scams. Following these tips can minimize the risk of compromising your private data and maintaining control over your digital identity.
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